Article published on 29th July 2008

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Cardiomyopathy, which means "heart muscle disease", is a critical illness covered by many insurance plans.

It is the term given to the breakdown in the good functioning of the myocardium (which is the actual heart muscle) for any reason at all. People with the disease are at risk of heart attacks and arrhythimia.

There are many different types of cardiomyopathies caused by different factors, which include: coronary artery disease, congenital heart disease, nutritional diseases, ischemic (or ischaemic) cardiomyopathy, hypertensive cardiomyopathy, valvular cardiomyopathy, inflammatory cardiomyopathy, cardiomyopathy secondary to a systemic metabolic disease, alcoholic cardiomyopathy and diabetic cardiomyopathy.

Naturally, it is worth checking with your insurer which causes are covered by their critical illness insurance policy. One would normally expect that diseases caused by alcoholism (as an example) would either not be covered or would be covered at a higher premium.

The various signs and symptoms cardiomyopathy are usually discovered incidentally during a routine health checks. A blood pressure measurement can reveal hypertension (a factor of the disease), although hypertension alone rarely produces detectable symptoms, although some people are known to report headaches, fatigue and generally sleepiness, dizziness, blurred vision, facial flushing or tinnitus (a buzzing in the ears).

Cardiomyopathy can be confused with the psychological tension of stress and anxiety, but in this day and age so many of us experience these symptoms that it would be a mistake to diagnose oneself on the presence of these alone. The only sure way to catch conditions such as cardiomyopathy in good time is to go for regular health checks with your GP or health practitioner.


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