Life Cover Quotes Online | Life Insurance Cover
Article published on 1st October 2007
There are many companies now on the Internet that offer quotes for life cover online. As the consumer however, it is ultimately up to you to decide who to place your life cover with.
Life Cover Companies
There are numerous companies that offer life cover directly online to the public. Many of these companies are well known providers, for example BUPA, Legal & General, LV= (Liverpool Victoria), Scottish Equitable and Zurich. The problem is that there are so many providers of life cover that will offer different premiums for different categories of client, taking into account smoker status, sum assured, age, etc. The second problem with going direct to the provider is that you take all of the responsibility for arranging your cover, you will not receive any advice from the insurance companies with respect of amounts and type of cover.
Life Cover Through Banks and Supermarkets
Another option is to apply for your life cover through your bank or supermarket online. The advantage of this is that you usually get some discount that you wouldn’t get from going direct to the insurer, alternatively your bank may offer an associated product at a reduced rate if you apply for your life cover through them. The problem however is that most banks and supermarkets are tied in to one company. For example, at time of this article being published Lloyds TSB use Scottish Widows, Tesco use Direct Line and Egg use Prudential. Again by only checking one provider, you limit your choice and may not be getting the most competitive policy.
Insurance Brokers - Life Comparisons Online
There are now a numerous online comparison sites for life cover and other insurance products. These sites are extremely useful for instantly comparing all of the leading insurance companies whilst only entering your requirements once. This was you can ensure you are getting the cheapest policy for your situation. On top of this, a small number of these sites retain the traditional roots of insurance broking and can actually offer advice for life cover. Top Quote UK Financial Services are one of these companies, and by approaching a company such as ourselves you can:
- Check all the leading companies instantly.
- Receive advice on products that you need.
- Receive a discounted rate that will beat the banks, supermarkets and insurance companies.
- Apply for a policy and let a professional team chase the insurers and doctors so that you don’t have to.
- Liaise with our friendly UK based operators who will guide and aid you from the start to finish of you life cover application.
In order to get an instant quote for life insurance cover, please visit our Life Cover Quote page, or please feel free to contact one of our friendly advisors for financial advice on life insurance cover free on 0808 17 82 777.
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