Smokers Life Insurance
Article published on 8th November 2007
Every week hundreds of people in the UK make searches through major search engines like Google and Yahoo for phrases like: Smokers Life Insurance and Term Life Insurance for smokers. The financial consequences of smoking stretch far beyond the rising cost of a pack of cigarettes. Smokers now pay more for their life insurance and Top Quote Online understands it is important to obtain the most competitive cover on the market regardless of smoker status.
Most life insurance companies use the same underwriting criteria to determine whether or not you would fall into smoker classifications, this includes but is not restricted to use of the following within the last 12 months:
- Smoking a Pipe
- Chewing Tobacco
- Nicotine Patches
Although being a smoker means that your premiums are more expensive, life insurance can still be taken out at very competitive rate.
Due to the increased premiums, which can be around double that of a non-smoker, we recommend using a brokering service such as that provided by Top Quote Online to ensure you get the cheapest insurance policy you can for Smoker Life Insurance. Top Quote Online takes pride in always placing our customers first, we have a mordern quotation engine that allows you to instantly see various insurance companies making sure that you get the best deal on your smokers life insurance. All of our financial advisors are protection specalists in products such as Life Insurance who will be happy to answer any questions you have.
In order to get an instant online life insurance quote for smokers, please visit our Life Insurance Quote page, or please feel free to contact one of our friendly advisors for financial advice on Life Insurance for smokers free on 0808 17 82 777.
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