Jargon Buster - Definition of Non Disclosure

Please select your letter of choice below to see the list of terms:

Non Disclosure

refers to a person not declaring required information on an application form for an insurance policy. This is normally an issue for underwritten policies such as Life Insurance, Critical Illness, Income Protection and to an extent Private Medical Insurance. With many insurance policies, you will complete an application form in which it is your duty to answer all questions truthfully and disclose any information relevant that is requested. If information is omitted, i.e. not disclosed, it could mean that a policy would not pay out in the event of a claim.

In the event of a claim being rejected due to non-disclosure, the policy will be lapsed and the premiums paid are usually refunded.

Please note that all definitions are intended for general guidance only. For official and current definitions you should always double check your policy wording.

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