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Life Insurance

Life Insurance pays a cash lump sum to your loved ones if you die, or become terminally ill. If you have a family or a partner who are financially dependent on you, or if you have liabilities such as a mortgage or loan then you should consider Life Insurance.

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Critical Illness Cover

Critical Illness Cover is an insurance plan that pays out a cash lump sum if you are diagnosed with a specified critical illness. Should you be unfortunate enough to suffer a critical illness, the last thing you'll want to be worrying about is money. You may have to reduce your working hours, pay for medical care or have to adapt your house to make day-to-day living easier. A critical illness plan could provide the money to do all of this and more.

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Income Protection

The likelihood of being unable to work due to an illness or accidental injury is greater than you may think. Income Protection pays a tax free monthly income up until your retirement age should you be unable to work due to illness or disability.

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Accident, Sickness & Unemployment

Accident, Sickness and Unemployment (ASU) cover is designed to offer you a short term replacement for your income if you suffer from an illness or injury that prevents you from working, or if you are unfortunately made redundant. Benefits are usually paid for either 12 or 24 months and the cover comes in a variety of forms including Mortgage Payment Protection Insurance, Income Payment Protection Insurance and Loan Payment Protection Insurance.

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Private Health Insurance | Private Medical Insurance

Health insurance is an insurance policy that will pay for private medical treatment for acute medical conditions. The main advantage of private medical insurance is to 'skip NHS waiting lists', receive treatment in a private room and to arrange treatment at a time and place that is convient to you.

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